Securities

Bank

Fund

Insurance

Trust

Investment Analytics and Risk Management Trade Processing and Analysis Data Management
xAsset xSP xPIA xCIRMS xCRS xCRMS xRiskPlus xVAMS xPIMS xIR xAMS xTCMS xCM xEQ xEDM xCreditWatch xData

xCRS - xQuant Credit Rating System

Introduction

xCRS, the xQuant Credit Rating System, is an internal credit rating system to strengthen the credit rating manage-ment system for financial institutions. It aims to help financial institutions realize the unified data management, unified internal credit rating and unified credit access management for institutional customers, counterparties and floaters involved in various business lines with the core internal rating model.

Applicable Companies And Departments

Trust

Risk management department Credit rating department

Rating company

Credit evaluation deparment

Funds and others

Risk management department Fixed income department

Insurance

Risk management department

Fixed income department

Credit rating department

Bank

Risk management department

Financial market department

Asset management department

Inter-bank business department


Brokerage firm

Risk management department

Fixed income department

Asset management department

Credit business department


System Features

Comprehensive credit data
The system supports docking from external systems to form a unified business data specification. In addition, for the data that cannot be obtained from the public information system, such as the regional data of urban investment and the financial report data of unlisted and non-issuing banks, xQuant can provide these data for rating purpose.


Comprehensive business coverage
The system covers all credit-related businesses of brokerage firms, including bond investment, non-standard investment, derivative investment (interest rate swap, gold leasing, OTC options, etc.), financing and securities loan, stock pledge, agreed repurchase and other credit risk-related businesses.


Professional credit rating model construction and test ability
The system contains 34 mature built-in rating models, which could provide support for implementation of various rating model systems, including bond investment business (industrial models for domestic issuers and models for overseas issuers), fund management business and derivatives business (counterparty model), etc., and provide various model checking functions and ABS quantitative credit rating model.


Product features with high maturity
After nearly 20 years' development and the cooperation with nearly 50 brokerage firms, the system has formed standardized product functions aiming at the credit rating of brokerage firms, which can meet the business rating requirements of these firms. The product is characterized with strong scalability, high implementation efficiency, short cycle and quick implementation.



Flexible IT platform
It can dynamically build and modify rating processes, rating models, various securities pools, and counterparty lists, etc.; dynamically generate business applications for various departments and positions; support complex calculation and allow free configuration of calculation indicators, with a large number of built-in calculation functions that support online editing; and is seamlessly compatible with Office platform.


Standardized interface
Standardization of information interface, rating results, bond pool information and counterparty list can realize real-time docking with external trading system and risk management system, and plays a great role of internal rating.